Turning complex equity awards into clear, confident decisions.
Equity-Based Compensation Planning at Concord Private Wealth
Equity compensation can be one of the most meaningful parts of your financial life — but also one of the most complex. We help you understand, manage, and optimize your awards so they support your goals, reduce surprises, and fit seamlessly into your broader wealth plan.
Executive Wealth Planning
We work with executives to help navigate compensation packages, corporate benefits, and long-term wealth opportunities with clarity and intention. Every recommendation is tailored to your career path, risk profile, and personal goals.
Equity Awards
RSU/RSAs & PSU/PSAs (Restricted Stock Units/Awards & Performance Stock Unites/Awards)
We help you understand vesting schedules, tax implications, and diversification strategies so your restricted and performance-based awards work in harmony with the rest of your portfolio.
Stock Options
From exercise timing to tax considerations, we guide you through the nuances of incentive and non-qualified stock options to help you make confident, well-timed decisions.
ESPPs (Employee Stock Purchase Plans)
We evaluate the benefits and risks of participating in your company’s purchase plan, helping you determine how it fits into your overall strategy.
Concentrated Stock Management
If a significant portion of your wealth is tied to your employer’s stock, we help you manage concentration risk while honoring your long-term objectives.
83(b) Elections and 10b5-1 Plans
Timing is everything when it comes to equity compensation. We help executives and founders navigate 83(b) elections to potentially reduce tax exposure on restricted stock, and structure 10b5-1 plans that allow for orderly, pre-planned stock transactions — even during blackout periods — while staying fully compliant with securities regulations.
Deferred Compensation
Non-qualified deferred compensation plans offer powerful tax-deferral potential, but they come with unique complexities — from 409A compliance and distribution elections to employer insolvency risk. We work alongside your tax and legal advisors to help you make informed deferral decisions that align with your cash flow needs, retirement timeline, and overall wealth strategy.
Liquidity & Exit Planning
Whether you’re preparing for a major liquidity event or transitioning out of a leadership role, we help you plan ahead so you can move forward with clarity and confidence.
Wells Fargo Advisors Financial Network does not provide legal or tax advice.
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